Georgia Hard Money Lending Guide

Fairview Commercial Lending (headquartered in Atlanta, GA) is different than banks and traditional lenders. We are privately funded and hold all loans in our portfolio. Since we have no loan committee, we can close difficult Georgia hard money loans quickly that most other lenders would turn down.

HARD MONEY PROGRAM DETAILS

Borrowers

• Individuals, Corporations, Trusts, Estates LLC’s, Partnerships, etc.
• Credit Impaired
• No income verification
• Foreclosure Ok / Bankruptcy Ok

Properties

• COMMERCIAL PROPERTIES ONLY
• Mixed-Use, Office, Apartment, Retail, Light Industrial, Warehouse, Mini-warehouse, Others considered
• Non-cash flow producing properties okay
• Owner occupied Commercial properties okay

Parameters

• Unlimited cash out for any reason – up to max LTV (60%)
• Borrow against properties listed for sale or currently in default

Portfolio Lender

• Creative approaches to Georgia Hard Money Lending
• In-house common sense underwriting
• Quick turn-around without the headaches of traditional lenders
• In depth knowledge of the various markets and submarkets throughout the state of Georgia

Loan Specifics

• Loan Amounts: 75k Up to $5m
• Loan to Value Max 60%
• Interest rates: flexible depending on LTV and collateral
• Points: Start at 2
• Loan Term: Flexible amortizations (Up to 30 years) and interest only
• Lien Position: First Only
• Prepay: Flexible